Oracle Learning 26D: Smarter Learning Through Practical AI

It’s quarterly release season again and Oracle Learning has delivered a surprisingly strong set of updates in 26D. What stood out to me wasn’t any individual feature. It was the direction of travel. Over the last couple of years, we’ve seen Oracle talk extensively about AI, skills intelligence, digital assistants and, more recently, Agentic Apps. For many customers, the question has been whether these capabilities would genuinely change the way people work or simply provide another layer of technology to navigate. With 26D, Oracle Learning starts to answer that question.

Several of the headline updates focus on something far more practical than flashy AI demonstrations. They help managers understand whether learning is driving development, reduce administrative effort for learning teams, and make it easier for employees to manage their own learning journeys.

What’s particularly noticeable is that Oracle is investing across the entire learning ecosystem. Managers gain better visibility into skill development, learning specialists receive more powerful AI-assisted administration tools, and learners benefit from a significantly upgraded self-service experience. As always, Oracle may add additional functionality as the quarter progresses, but let’s take a look at the highlights announced so far.

If you’ve been following Oracle’s Agentic Apps journey, the Team Learning and Development Workspace for Managers is perhaps the most interesting Learning enhancement in 26D. One of the challenges managers often face is connecting learning activity with actual employee development. Completion rates and learning hours tell part of the story, but they rarely answer the question that really matters: is this learning helping people develop the skills they need? Oracle is clearly trying to bridge that gap.

The previous Skills Development by Skill and Skills Development by Direct panels have been replaced with two new views: Directs’ Progress on Development Objectives and Directs’ Learning Alignment with Development Objectives. Rather than simply showing learning activity, managers can now see whether development goals are progressing and whether completed learning is contributing towards those goals.

The Directs’ Progress on Development Objectives panel highlights which team members are making progress against assigned development skills during a 90-day evaluation period. Managers can take action directly from the workspace through delivered email actions, either nudging employees who haven’t started progressing or recognising those who have. The Directs’ Learning Alignment with Development Objectives panel provides a different perspective. It helps managers understand whether completed non-compliance learning aligns with an employee’s development objectives, using completion outcomes and learning context to make those connections visible.

One of the concerns I often hear when discussing AI in HR is whether we’re removing too much human judgement from people processes. Oracle has struck a sensible balance here. The agent analyses learning activity, identifies who may need support and drafts appropriate communications, but managers remain firmly in control. Nothing is sent automatically. The manager decides whether intervention is needed and whether the suggested communication is appropriate. To me, that’s where enterprise AI delivers the most value. Not by replacing managers, but by helping them spend less time finding issues and more time acting on them.

You may remember the Learning Creation Assistant, first introduced in 25D and enhanced further in 26B. In 26D, it has been renamed the Learning Catalog Management Assistant, and Oracle continues to expand what it can do. The main enhancement is support for questionnaire-based self-paced learning.

Learning specialists can now provide a questionnaire title or code and instruct the assistant to create the associated learning item. The assistant validates the questionnaire, determines whether it should be implemented as an assessment or observation checklist, and creates the learning in draft status ready for review and activation.

At first glance this might feel like a relatively small enhancement. In reality, it’s another step towards natural language administration. Learning specialists can focus on what they’re trying to achieve rather than remembering every configuration step required to get there. By allowing administrators to describe the learning experience they want to create and letting the assistant build the underlying structure, Oracle continues to remove friction from content administration. It’s exactly the type of repetitive setup activity that AI should be helping with. The assistant can also capture additional details such as mastery scores, attempt limits and visibility settings as part of the prompt, reducing the amount of manual configuration required.

Customers who already implemented the earlier Learning Creation Assistant should note that the property on the agent must be updated to reference the new delivered runnable agent. Any customisations made against copied templates will also need to be reapplied.

One of my favourite enhancements in 26D is also one of the simplest. Learning specialists can now create task-based self-paced learning directly from rich text instructions, removing the need for a supporting content asset. That may not sound revolutionary, but anyone who has implemented Learning Cloud will recognise the problem it solves.

Many organisations need to track activities that happen outside the platform. Reading a policy, completing an offline activity, attending an external event or carrying out a workplace task are all valid learning experiences, yet administrators have often needed to create workaround content simply to make those activities available in Learning Cloud. 26D removes that complexity entirely.

Learning specialists can simply enter instructions directly within the Redwood learning experience. Learners see those instructions as part of the enrolment details page and complete the activity according to the configured completion rules. Where learner confirmation is enabled, employees can mark the activity as completed themselves. Where administrator verification is required, that option is hidden and completion remains under administrative control.

It’s not necessarily the most exciting feature in the release, but I suspect it will become one of the most useful. The feature is enabled automatically and requires no additional configuration.

This enhancement originated in Oracle Ideas Lab, which is always encouraging to see. Learning specialists can now add self-paced learning directly into a course structure, allowing learners to access online content through courses in the same way they access instructor-led or virtual offerings. From the course details page, administrators can either attach an existing self-paced learning item or create a new one directly within the workflow.

The standout capability, however, is the new Replace with Self-Paced Learning action. I particularly like the inclusion of the replacement capability. Replacing learning content in large catalogues can be surprisingly challenging. Organisations need to modernise content without losing visibility of historical completions, compliance records and in-progress learning.

Oracle has clearly thought beyond simply enabling a new feature and considered the operational reality of managing learning catalogues over time. When a legacy offering is replaced, completed and in-progress learning records are preserved for reporting and audit purposes. Learners already progressing through an offering can still complete it, while future assignments are redirected towards the new self-paced learning. Deprecated offerings become read-only and are no longer available for enrolment, assignment or discovery within the catalogue.

The final enhancement that caught my attention is the continued evolution of My Learning Assistant. We’ve moved well beyond the stage where conversational assistants simply answer questions. Oracle is increasingly positioning learning assistants as task-oriented experiences, helping users complete actions rather than just retrieve information. In 26D, learners can review assignments, explore recommendations, enrol onto learning and access key learning processes from a single conversation. That moves the assistant much closer to becoming a genuine learning companion rather than simply a search tool.

The assistant can now answer questions about active, overdue, mandatory, upcoming, self-enrolled and completed learning. It can recommend content from the catalogue, support enrolment directly where eligibility allows, and launch processes such as Record External Learning and Request Noncatalog Learning. Recommendation cards are also richer, displaying details including learning type, effort, pricing information, AI-generated reasoning and links to catalogue information.

Just as importantly, Oracle continues to ground responses in actual Learning data and workflows. If information doesn’t exist, the assistant won’t invent it. That may sound obvious, but trust is one of the most important factors in successful enterprise AI adoption. Users need confidence that recommendations and answers are based on real information, particularly when they’re making decisions about compliance or professional development.

Customers who deployed My Learning Assistant using the original 25D template should take note. Oracle recommends replacing the existing template with the updated delivered version to avoid inconsistent behaviour. Depending on your deployment approach, guided journeys used to surface the assistant through the Ask Oracle banner may also require updates.

If I had to summarise Oracle Learning 26D in a single phrase, it would be practical AI. There are no headline-grabbing announcements or futuristic concepts here. Instead, Oracle continues to focus on helping managers, learning specialists and learners spend less time navigating systems and more time focusing on development.

What I find particularly interesting is that Learning is becoming one of the strongest showcases for Oracle’s broader AI strategy. Across multiple features, Oracle isn’t attempting to remove people from the process. The technology is being used to surface insights, reduce administration and support decision-making while keeping humans firmly in control. That’s where I believe enterprise AI creates the greatest value. Not by replacing expertise, but by helping people apply it more effectively. And if Oracle continues along this path, Learning could become one of the strongest examples of AI delivering measurable business value within Oracle Fusion Applications.

Please note all screenshots are the property of Oracle and are used in accordance with Oracle’s Copyright Guidelines.

What’s New in Core HR: Oracle Fusion HCM Cloud Release 26D

It’s that time again, quarterly release time, and 26D brings a solid set of updates for Core HR teams. There’s a meaningful enhancement to the Assignment Change Assistant, a quiet but important fix for position synchronisation via HCM Data Loader (HDL), continued evolution of the Activity Centre experience, and a deprecation notice that anyone who built agents in the last couple of releases needs to act on. As usual, Oracle may add further features throughout the month, so let’s take a look at what’s been introduced so far.

First introduced in 26C, the Assignment Change Assistant, now referred to as the Employment Updates Agent, has been extended considerably in 26D. The original release allowed managers and HR specialists to initiate assignment changes conversationally through the AI agent framework. In 26D, Oracle has addressed one of the natural limitations of that first version: users can now ask the agent for information before deciding what to change.

So rather than jumping straight into a transaction, a manager can open a conversation and ask something like “Who is David’s current manager?” or “What job is this person assigned to?” and get a direct answer from the agent before initiating any update. That’s a genuinely useful shift in how the assistant works. It moves from being a transaction tool to being a decision-support tool as well.

Beyond information retrieval, the supported transaction scope has grown. Change Working Hours and Change Manager are now supported processes alongside the original capabilities. Salary updates are also now handled directly through the agent: managers or HR specialists can specify either a new salary amount or a percentage increase , which covers the majority of straightforward salary adjustment scenarios without needing to exit to a quick action. For anything more complex, Oracle’s guidance is to use the standard quick actions, which is sensible.

Two other additions worth noting: Business Title can now be derived automatically from the selected Job or Position and presented in the review summary before submission, and on the review page, users can now click Request Change to modify any supported assignment attribute before submitting, not just the manager notes as was the case in 26C.

One thing to note: salary update access through the agent requires the user to already hold the privilege and data access needed to create a salary change through the standard application. The agent doesn’t grant any additional access beyond what the user already has.

The next feature I want to highlight is Blank Position Values Now Synchronise Correctly via HDL. This one might look small on paper, but if you’ve ever had to unpick mismatched position and assignment data after a bulk load, you’ll appreciate exactly why it matters.

Prior to 26D, when a position attribute configured for synchronisation was cleared, running an HCM Data Loader (HDL) load would not propagate that blank value down to the assignment. The result was that the assignment retained a old value even though the corresponding position attribute had been removed. For organisations that rely on position synchronisation to keep assignment data consistent, this created a category of data discrepancy that was difficult to detect and time-consuming to resolve.

From 26D, blank values are synchronised to the assignment provided the attribute is configured for position synchronisation. The logic is straightforward: if Grade Ladder is a synchronised attribute and it’s removed from a position, the next HDL load can now clear that value on the corresponding assignments. In addition, Position Name can now be configured to synchronise with Assignment Name through HDL, so the Assignment Name is derived from the Position Name as part of the synchronisation process.

If your organisation built agents in 26A or 26B using either the Personal Information Assistant or the Person Legislative Information supervisor agent templates, this is the announcement you need to pay attention to. Both templates are deprecated in 26D. Agents already created from these templates will continue to function for now, but Oracle has confirmed these templates will no longer be enhanced. The replacement is the Person Data Assistant, introduced in 26C as a workflow agent that extends person data management with workflow-based child agents for selected data areas.

The practical implication is clear: any new development should be on Person Data Assistant, and existing agents built on the deprecated templates should be migrated. If your organisation has already deployed either of the old agents in production, now is the right time to start your migration planning. The agents won’t break overnight, but you’ll be building on a foundation that Oracle is no longer investing in, and the gap between the deprecated templates and Person Data Assistant will only widen with each subsequent release.

Start by reviewing what data areas your existing agents cover, map those to the Person Data Assistant’s workflow-based child agent structure, and assess the configuration effort involved. There’s no need to rush into a weekend migration, but equally don’t leave this until the deprecated templates stop functioning without warning.

The HCM Professional Activity Centre was introduced in 26C and is already a firm favourite. 26D brings a couple of enhancements that make it meaningfully easier to use for both HR professionals and the administrators who configure it. Applications and quick actions are now consolidated into a single list under the Quick Actions section. Previously these were presented separately, which added navigation steps for users looking to get to a specific action or application. Now, selecting View More in the Quick Actions section shows pinned quick actions first, followed by other quick actions, and then the list of applications in one continuous view.

The second enhancement is organisation-level default pinning. Administrators can now define a default set of pinned quick actions for all users via the Structure tool. If a user hasn’t set their own pins, they’ll see the organisation defaults. If they have already personalised their pins, those personal choices remain and aren’t overridden. This gives administrators a sensible way to surface the most commonly needed actions for their user population without forcing any individual into a rigid layout.

One thing to note: navigation to a future hire’s person activity centre from search results has been disabled in this release.

The Team Activity Centre enhancements in 26D follow a similar pattern to the Professional Activity Centre improvements above, with the addition of a genuinely useful capability for managers around goal assignment. Managers can now assign a performance or development goal to multiple direct and indirect reports selected through Team Activity Centre filters, all in a single action. Previously, assigning the same goal to a group of employees meant repeating the process person by person. For managers cascading goals across a team or department, that was a real time cost. This feature removes it.

The same quick actions and applications consolidation available in the Professional Activity Centre applies here too. Quick actions and applications are now in a single list under View More, with pinned actions appearing first. Organisation-level default pins work the same way.

Overall, 26D is another incremental but worthwhile update for Core HR. The headline change is the deprecation of the older personal information templates, so if you’ve built agents using those templates it’s worth starting your migration planning sooner rather than later. Beyond that, Oracle continues to refine both the AI and user experience story, with improvements that should make everyday HR processes a little smoother. As always, keep an eye on the readiness materials throughout the quarter, as Oracle sometimes introduces additional enhancements after the initial announcement.

Please note all screenshots are the property of Oracle and are used according to their Copyright Guidelines

GPT-5.6 Luna Is Here: What Oracle’s Latest LLM Change Means for AI Agent Studio Customers

One of the questions I’m asked most often about Oracle AI Agent Studio is simple: “Which model should we be using?” Until recently, many customers were selecting GPT-4.1 Mini or GPT-5 Mini for their AI Agents. That option is now changing.

Oracle has introduced a new model, GPT-5.6 Luna, as the recommended Large Language Model (LLM) for Fusion AI Agent Studio workloads. At the same time, Oracle has announced the planned deprecation and retirement of GPT-4.1 Mini and GPT-5 Mini, with both models scheduled to be fully retired in Oracle Fusion Cloud Update 27B in April 2027.

The good news is that there is no immediate action required. The important thing is understanding what is changing, who is affected, and what you should be planning for over the next few releases.

With Update 26C, GPT-5.6 Luna becomes Oracle’s recommended model for new AI Agent Studio configurations. Oracle states that Luna delivers improved response quality, lower latency and better cost efficiency for most Fusion AI workloads compared to the models it replaces. As a result, GPT-4.1 Mini and GPT-5 Mini are entering a phased retirement process:

  • 26C (available now): Luna becomes available and recommended for new configurations.
  • 26D (October 2026): GPT-4.1 Mini and GPT-5 Mini can no longer be selected for new configurations.
  • 27A (January 2027): Existing configurations continue to run unchanged.
  • 27B (April 2027): GPT-4.1 Mini and GPT-5 Mini are fully retired and any remaining configurations are automatically migrated to a supported replacement model.

If you’ve already built agents using either of these models, nothing stops working tomorrow. Oracle is giving customers a clear migration window.

The key point here is that this only impacts customers using AI Agent Studio workloads built on GPT-4.1 Mini or GPT-5 Mini. If you’re using the free OSS model, you’re not affected by this announcement and no action is required. Likewise, organisations using Bring Your Own LLM (BYOLLM) configurations are unaffected. That’s an important distinction because I’ve already seen some confusion online from customers assuming every AI Agent Studio implementation needs immediate remediation. That simply isn’t the case.

Model retirement is a normal part of the AI lifecycle. Unlike traditional software components that may remain unchanged for years, AI models evolve rapidly. Newer models typically deliver better accuracy, lower operating costs and improved performance.

Oracle’s position is that GPT-5.6 Luna provides the best balance of response quality, performance, latency and cost efficiency for the majority of Fusion AI workloads. Rather than continuing to support multiple generations of similar models indefinitely, Oracle is concentrating investment, testing and support around a newer foundation. From a customer perspective, that’s generally positive. The challenge is making sure your agents continue to behave the way you expect after migration.

The Real Question: Will My Agent Behave Differently? Possibly. This is the part of the announcement that deserves the most attention. Oracle is very clear that customers should re-test prompts when moving to Luna because model behaviour can vary. Even when two models are performing the same business task, the outputs may not be identical. If you’ve spent time fine-tuning prompts for question answering agents, planning agents, tool-calling workflows or process automation scenarios then you should assume validation testing is required before moving to production.

In my experience, this is often where organisations underestimate the effort involved in AI lifecycle management. The migration itself may take minutes. Proving that the business outcome remains acceptable often takes significantly longer.

For existing implementations, my advice is straightforward. Don’t panic, but don’t ignore it either. There is no immediate requirement to migrate. Existing configurations continue running through Update 27A. However, I would recommend that organisations start planning their testing approach well before 27B arrives.

A practical approach would be:

  1. Identify any agents currently using GPT-4.1 Mini or GPT-5 Mini.
  2. Create a test environment if one does not already exist.
  3. Switch the agent to GPT-5.6 Luna.
  4. Run representative business scenarios.
  5. Compare outputs.
  6. Adjust prompts if required.
  7. Schedule production migration before Update 27B.

Oracle’s own migration guidance suggests making expected outputs more explicit, clearly separating user-facing responses from internal processing logic, and testing thoroughly before deployment.

What About Licensing and Cost? Fortunately, this is one area where customers are unlikely to see much change. Oracle classifies GPT-4.1 Mini, GPT-5 Mini and GPT-5.6 Luna within the same Balanced (previously Premium) model category, consuming AI Units under the existing Fusion AI pricing model. Oracle states that the overall impact should be cost neutral.

That’s welcome news given the number of conversations currently taking place around AI costs and maintaining business value from AI investments. I actually see this announcement as a sign that Oracle’s Fusion AI platform is maturing. We’re moving beyond a world where organisations simply “pick an LLM” and hope for the best. Instead, we’re seeing proper lifecycle management, defined retirement schedules, migration paths and testing guidance.

The important message is this: If you’re using GPT-4.1 Mini or GPT-5 Mini today, you have time. Nothing requires immediate action. But if you want to remain in control of your model selection and ensure your agents continue to behave as expected, now is the right time to start planning your migration and testing strategy. And if you’re creating new AI Agents in Oracle Fusion AI Agent Studio today, Oracle’s recommendation is clear: start with GPT-5.6 Luna.

Oracle Has Moved the SCM Redwood Deadline. Here’s Why You Still Need to Act Now

For many Oracle Fusion SCM customers, Tuesday’s announcement will have come as welcome news. The mandatory Redwood adoption deadline has moved from before 27A to before 27B, giving organisations approximately another three months to complete their transition. Oracle’s latest guidance now places mandatory adoption before 27B for most SCM products, rather than before 27A.

If you’ve been worried about fitting testing, change management, personalisation reviews and training into an already busy roadmap, that extra quarter will undoubtedly help. But if you’re interpreting this as an opportunity to pause your Redwood programme, I think that would be a mistake. The deadline has moved. The amount of work required has not.

The reality is that many customers have been asking for more time. Across Procurement, Inventory, Manufacturing, Order Management and other SCM modules, Redwood adoption isn’t simply a technical upgrade. It requires organisations to review processes, retrain users, validate extensions, revisit personalisations and test end-to-end business flows.

The additional quarter gives customers breathing space to do those activities properly rather than rushing to meet an arbitrary date. That’s a positive outcome. It also allows Oracle to continue delivering the final Redwood experiences and setup pages that are still being completed across parts of the SCM portfolio. Oracle’s recent communications highlight continued delivery of Redwood functionality alongside a growing catalogue of Redwood-only features and AI capabilities.

What the extension does not change is Oracle’s strategic direction. Classic remains on the retirement path. Redwood remains the future. A year ago, many conversations about Redwood in Supply Chain focused on colours, layouts and navigation. Today that feels increasingly outdated.

Almost every release introduces new capabilities that are built specifically for Redwood pages. Across Procurement and SCM, Oracle is investing heavily in AI Agents, Agentic Apps, enhanced analytics, intelligent search experiences and workflow automation that simply do not exist in classic pages.

Examples include:

  • Autonomous supplier research
  • Purchase order advisory agents
  • Sourcing Command Centre Agentic Apps
  • AI-assisted contract capabilities
  • Redwood-only procurement administration pages
  • Enhanced receiving approvals and workflows

These aren’t cosmetic improvements. They fundamentally change how users interact with Oracle Fusion SCM. The risk of delaying Redwood adoption is no longer just missing a compliance deadline. It’s falling behind on innovation.

Whenever I talk to customers about Redwood, I often hear concerns about profile options, configuration settings or deployment approaches. Those things matter. But they are rarely the hardest part. The bigger challenge is behavioural change.

Many organisations successfully enable Redwood but continue allowing users to navigate through familiar legacy pathways. Users naturally revert to what they know, training materials remain based on old screenshots, and business processes continue reflecting classic ways of working. The result is that Redwood becomes technically deployed but operationally underused. That’s important because many new capabilities assume users are operating within Redwood experiences. If users never fully transition, organisations struggle to realise the value Oracle is delivering.

One of the reasons Redwood projects are frequently underestimated is because the technical enablement is usually only a small part of the overall effort. The work that catches organisations out tends to include:

  • Reviewing existing Page Composer personalisations
  • Assessing extensions and integrations
  • Updating training materials
  • Revising support documentation
  • Testing business-critical scenarios
  • Running end-to-end process validation across multiple modules
  • Preparing suppliers and external users for interface changes
  • Supporting adoption after go-live

These activities take time. More importantly, they require availability from business users who are typically balancing day jobs alongside project responsibilities. An additional quarter definitely helps. It should not be wasted.

Interestingly, the organisations that benefit most from this timeline change probably won’t be the ones that slow down. They will be the ones that use the additional time strategically. Instead of rushing towards a deadline, they can:

  • Perform more comprehensive testing
  • Complete personalisation assessments properly
  • Validate role-based access thoroughly
  • Deliver stronger training and communications
  • Run pilots with business users
  • Resolve adoption challenges before they impact operations

Those activities reduce risk significantly more than simply delaying action for another three months.

Although Oracle has moved the mandatory deadline to before 27B, my recommendation remains largely unchanged. Plan for 27A. Deliver by 27A if possible. Use the additional quarter as contingency rather than scheduling your entire programme around it. Projects rarely run exactly to plan. Key resources become unavailable. Testing uncovers unexpected issues. New quarterly updates introduce further considerations. Competing priorities emerge. Organisations that reach readiness by 27A will have flexibility. Organisations that wait until the final possible moment may find themselves under pressure once again.

Perhaps the most important thing to remember is that Redwood was never supposed to be a simple compliance activity. Oracle’s long-term investment in user experience, automation, AI Agents and Agentic Apps is increasingly centred around Redwood. Every quarterly update widens the gap between what is available in Redwood and what remains available in classic experiences.

Yes, customers have gained another quarter. That is undoubtedly helpful. But the organisations that see the greatest benefit won’t be those that use the time to delay. They will be the ones that use the time to prepare properly, drive adoption effectively and put themselves in the best position to take advantage of everything Oracle is building next. The clock hasn’t stopped. Oracle has simply given you three more months to get it right.

Please note that all screenshots are the property of Oracle and are used in accordance with Oracle’s Copyright Guidelines.

Beyond the Technology: Where Agentic Apps Could Take Oracle Fusion Next

Over the course of this series, I’ve explored how Oracle Fusion AI Agent Studio is changing, why the Builder Assistant matters, the building blocks that sit behind Agentic Apps, and some of the design principles that can help organisations create meaningful solutions. Throughout all of those discussions, one theme has consistently emerged. The technology itself is only part of the story. What’s really interesting is where this might lead.

Whenever a new technology appears, there’s a tendency to focus on what it can do today. That’s understandable. Organisations want to understand the practical use cases, the risks, the costs and the potential benefits before investing time and effort. But sometimes it’s worth stepping back and thinking about the broader direction of travel. When I look at Agentic Apps, I don’t see another reporting tool, dashboard framework or application development platform. I see the beginnings of a different way of interacting with enterprise software.

For most of the history of business applications, software has been built around transactions. An employee updates their details. A manager approves a request. A finance team processes an invoice. A procurement specialist creates a purchase order. Applications have traditionally been designed to help users complete specific tasks as efficiently as possible. There’s nothing wrong with that approach. In many cases, it’s highly effective.

However, organisations today are dealing with increasing levels of complexity. Decisions are rarely based on a single transaction. They often require information from multiple systems, multiple teams and multiple business processes. This is where I think Agentic Apps become particularly interesting. Rather than simply helping users complete a transaction, they have the potential to help users navigate an entire business outcome. That’s a very different objective.

One of the ideas I find most compelling is the shift from process-centred thinking to journey-centred thinking. Take something as common as onboarding a new employee. Traditionally, onboarding spans numerous activities across HR, IT, Facilities, Security, Payroll, Learning and line management. Each team plays an important role, but the overall experience is often fragmented because it spans multiple systems and processes. From the employee’s perspective, however, there is only one journey. The same principle applies to customer experiences, supplier management, project delivery and countless other business activities.

We tend to organise systems around organisational structures. People experience them as journeys. Agentic Apps have the potential to bridge that gap by bringing together information, actions and communications from across multiple processes into a single, outcome-focused experience. Instead of asking users to navigate organisational complexity, the technology could increasingly help manage that complexity on their behalf.

Many of today’s business challenges don’t fit neatly within departmental boundaries. Employee retention isn’t just an HR issue. Supplier performance isn’t just a procurement issue. Project success isn’t just a project management issue. The factors influencing those outcomes often span multiple teams, multiple data sources and multiple business processes. This is where traditional applications can sometimes struggle. Each application does its job well, but no individual application has visibility of the complete picture.

Agentic Apps offer the possibility of bringing those perspectives together. Imagine a manager being able to view workforce data, project commitments, learning progress and performance indicators in a single context when making a resourcing decision. Imagine procurement, finance and supply chain teams working from the same set of insights when managing a critical supplier issue. Imagine employees receiving support that reflects their entire journey rather than the individual processes sitting behind it. The technology is still evolving, but the direction feels increasingly clear.

One challenge I hear repeatedly from customers is that the pace of business continues to accelerate whilst organisational complexity continues to increase. There are more systems. More data. More regulations. More stakeholders. More expectations. The result is that people spend an increasing amount of time gathering information and coordinating activities rather than focusing on high-value decision making.

I don’t believe Agentic Apps will eliminate complexity. Business will always be complex. What they can potentially do is make that complexity easier to navigate. Rather than expecting individuals to manually bring together dozens of signals from across the organisation, an Agentic App can help surface what matters, explain why it matters and support the next action. In many ways, that feels like the natural evolution of enterprise software. For years we’ve focused on capturing information. The next phase may be helping organisations make better use of it.

Of course, technology alone isn’t enough. One thing I’ve learned from years of transformation programmes is that successful adoption rarely depends entirely on the software. Culture matters. Leadership matters. Governance matters. Trust matters.

Organisations exploring Agentic Apps should be thinking about these areas now. How much autonomy should agents have? Which decisions require human approval? How will recommendations be reviewed and governed? How will users understand and trust the outputs being generated? These questions are every bit as important as the technical architecture. In fact, I would argue they’re more important.

The organisations that achieve the greatest success with Agentic Apps are unlikely to be those with the most sophisticated technology. They’ll be the organisations with the clearest understanding of where AI can support people whilst maintaining appropriate governance and accountability.

Whenever discussions turn to AI, there is often concern that technology will replace human expertise. Personally, I don’t think that’s where the greatest opportunity lies. The most valuable decisions organisations make often require context, judgement, empathy and experience. These are qualities that remain fundamentally human.

What Agentic Apps can potentially do is reduce the amount of time spent gathering information, navigating systems and managing administrative tasks. That creates more time for the activities people are uniquely good at. Leading teams. Building relationships. Solving problems. Managing change. Making informed decisions. If organisations approach Agentic Apps with that mindset, the conversation becomes much more constructive. It stops being about replacing people and starts being about helping people be more effective.

Perhaps the thing that excites me most about the future of Agentic Apps isn’t a specific feature or capability. It’s the possibility of making enterprise software feel more human. For years, users have adapted to systems. They’ve learned processes, navigated menus, searched for information and worked around organisational boundaries. Agentic Apps have the potential to reverse that relationship. Instead of people adapting to software, software can increasingly adapt to people. It can understand context. It can bring together information. It can help guide users towards better outcomes. That’s a powerful idea. And whilst we’re still in the early stages of that journey, I think we’re beginning to see what that future could look like.

When I started exploring Oracle Fusion AI Agent Studio, I expected to spend most of my time learning about agents, prompts, workflows and integrations. Those things are important, and they will continue to evolve rapidly over the coming years.

But the more time I spend with these capabilities, the more convinced I become that the most important conversation isn’t about the technology itself. It’s about outcomes. It’s about helping organisations deal with increasing complexity. It’s about helping people make better decisions. And ultimately, it’s about creating experiences that feel less like software and more like support.

Whether you’re just starting to explore Agentic Apps or already experimenting with your first use cases, I think that’s the question worth keeping at the centre of the conversation. Not what the technology can do. But what outcomes it can help your organisation achieve.

Please note that all screenshots are the property of Oracle and are used in accordance with Oracle’s Copyright Guidelines.

What Makes a Good Agentic App?

Over the past few articles in this series, I’ve talked about how Oracle Fusion AI Agent Studio is shifting the conversation away from technology and towards business outcomes. I’ve explored how the Builder Assistant is helping reduce the gap between an idea and a working solution, and I’ve looked at the key building blocks that sit behind Agentic Apps.

But there’s another question that’s arguably even more important. Just because we can build an Agentic App, does that mean we should? As organisations begin exploring AI Agents, there’s a natural temptation to automate everything. Every process starts to look like a candidate for AI. Every challenge appears to need an Agent. Every requirement seems to demand its own intelligent assistant. In my experience, that’s rarely the right approach.

The most successful Agentic Apps aren’t the ones using the most sophisticated technology. They’re the ones solving a genuine business problem in a way that feels intuitive, useful and trustworthy. The technology matters, of course. But good design matters more.

One of the biggest mistakes organisations make when introducing new technology is trying to recreate existing processes in a new tool. We’ve all seen it happen. Paper forms became electronic forms. Manual approvals became digital approvals. Reports became dashboards. The underlying process remained largely unchanged. There’s a risk of doing exactly the same thing with Agentic Apps.

Instead of asking how AI can support an existing process, I think organisations should start by asking a different question. What business outcome are we trying to achieve? For example, an organisation might say they want an AI solution for employee retention. But employee retention isn’t really the outcome. The outcome is helping managers identify people who need support before they choose to leave. Similarly, a procurement team might think they need an AI solution for supplier management. In reality, the outcome is reducing the likelihood of supplier issues disrupting operations. When you focus on outcomes rather than processes, the design conversation changes completely. You stop asking how to automate existing steps and start asking how to help people make better decisions.

This might sound strange coming from someone writing a series about Agentic Apps, but not every business challenge requires an Agent. Sometimes a report is enough. Sometimes an alert is enough. Sometimes a workflow already works perfectly well. I think one of the most important design principles is understanding where an Agent adds genuine value.

Generally speaking, I see Agentic Apps delivering the greatest benefits when people need to combine information from multiple sources, understand a situation, make a decision and take action. Those are activities that often involve context, judgement and prioritisation. By contrast, simple and highly structured processes are often better handled through traditional automation. If the answer is always the same and the outcome is completely predictable, an Agent may simply introduce unnecessary complexity. The goal shouldn’t be to build more Agents. The goal should be to solve more problems.

Most organisations don’t suffer from a lack of data. If anything, the opposite is true. The challenge is usually information overload. Managers have dashboards. Leaders have reports. Teams receive alerts. Yet people still struggle to know where to focus their attention. This is where I think many organisations can unlock the greatest value from Agentic Apps. A good Agentic App doesn’t simply surface more information. It helps users understand what matters.

Imagine two different approaches to workforce management. The first presents pages of employee data, engagement metrics, performance ratings, salary information and talent profiles. All the information is available, but the user still needs to interpret it and decide what to do next. The second identifies three employees who may require attention, explains why they have been highlighted and suggests possible next steps. The underlying data may be exactly the same. The experience is completely different. One focuses on information. The other focuses on decision-making. That’s where Agentic Apps should aim to deliver value.

Whenever AI becomes involved in business processes, governance inevitably becomes part of the conversation. And rightly so. The most successful implementations I’ve seen use AI to support decision-making rather than replace it. For example, if an Agent identifies that an employee’s visa is approaching expiry, it can highlight the issue, gather relevant information and even prepare a communication. But deciding whether to send that communication remains a human decision.

Similarly, if an Agent identifies a supplier risk, it can explain the concern and recommend an action, but accountability for the final decision remains with the person responsible for that supplier relationship. I think this balance is incredibly important. AI should help people make better decisions. It shouldn’t remove people from decisions that require judgement, accountability or context. The organisations that get this balance right are much more likely to build trust in their AI solutions.

One lesson I’ve learned from years of delivering technology projects is that users don’t adopt systems because they’re clever. They adopt systems because they’re useful and trustworthy. An Agent can generate incredibly sophisticated outputs, but if users don’t understand where the information came from or why a recommendation was made, trust quickly disappears. That’s why explainability matters. Users need confidence that recommendations are based on reliable information. They need to understand what data has been considered. They need to know when human review is required.

Most importantly, they need confidence that the system is helping them achieve better outcomes rather than creating additional work. A simple, transparent Agent that consistently provides useful guidance will almost always deliver more value than a complex Agent that nobody trusts.

One thing I’ve noticed when watching AI demonstrations is that they’re often designed to showcase what’s possible. Real business environments are different. The question isn’t whether an Agent can do something impressive. The question is whether people will use it on a busy Tuesday morning when they have ten competing priorities. That means designing experiences that fit naturally into the way people work. It means presenting recommendations in context. It means minimising unnecessary complexity. And it means ensuring users can act on insights quickly and confidently. The most successful Agentic Apps won’t necessarily be the most innovative. They’ll be the ones that people actually use.

Traditionally, technology projects have often been measured using delivery metrics. Did the system go live? Was it delivered on budget? Were the requirements completed? Whilst those measures remain important, I think Agentic Apps need additional measures of success. Are decisions being made more quickly? Are managers identifying issues earlier? Are employees receiving better support? Are risks being addressed before they become problems? Are users spending less time searching for information?

Ultimately, the value of an Agentic App isn’t determined by how many features it contains or how many AI models sit behind it. It’s determined by whether it helps people achieve better outcomes. That’s the measure that really matters.

As organisations continue exploring Agentic Apps, I believe the conversation will gradually move away from technology and towards design. The organisations that achieve the greatest success won’t necessarily have the most advanced AI. They’ll be the ones that understand the problems they’re trying to solve, focus on outcomes rather than processes and place people at the centre of the experience. Good Agentic Apps don’t exist because AI is available. They exist because there are business challenges worth solving. And that’s where every design conversation should begin.

In the final article in this series, I’ll look beyond today’s capabilities and explore where Agentic Apps could take Oracle Fusion next, along with some of the opportunities and challenges organisations should be thinking about as this technology continues to evolve.

Please note that all screenshots are the property of Oracle and are used in accordance with Oracle’s Copyright Guidelines.

Beyond the Prototype: Testing, Security and Trust in Enterprise AI

In the previous article, I talked about the importance of trust in enterprise AI and why capabilities such as human approvals and deterministic policy controls may ultimately prove just as important as the intelligence of the agents themselves. But even if an organisation is comfortable with how decisions are governed, another challenge remains. How do you know an agent will behave as expected when it reaches production? That’s where things become interesting.

Building an AI-powered prototype has become relatively straightforward. Building something that can operate reliably, safely and consistently within a complex enterprise environment is considerably harder. Traditional software development teams have spent decades refining processes for testing, quality assurance, security and governance. Those disciplines don’t disappear simply because AI is involved. If anything, they become even more important.

One of the things that has impressed me most about Oracle’s vision for AI Agent Studio is the amount of attention being given to the practical realities of operating enterprise AI at scale. The focus isn’t just on building agents. It’s on testing, validating, securing and improving them throughout their lifecycle.

When we think about testing traditional applications, the process is usually fairly straightforward. If I enter a specific value into a field, I expect a predictable result. If I click a button, I know which process should execute. If something changes unexpectedly, it’s usually possible to identify the source of the issue reasonably quickly.

Agentic applications are different. They may involve multiple agents, connectors, data sources, workflows and models. They may depend on information that changes daily, external services that evolve over time and AI responses that aren’t always identical from one execution to the next. This creates a new challenge. It’s no longer enough to test whether a workflow executes successfully. You also need confidence that the outcome remains appropriate.

Oracle describes this as one of the key challenges facing agentic applications and has introduced ATLAS, the Agentic Testing and Lifecycle Automation Suite, to address it. ATLAS is designed to validate workflow behaviour, generate and maintain test scenarios, assess output quality and support optimisation throughout the development lifecycle.

One of the limitations of traditional testing approaches is that they often assume a predictable environment. Enterprise AI doesn’t always operate in one. Data changes. Business processes change. Models improve. Users behave differently. Without effective testing, organisations can quickly lose confidence in the outputs being generated.

What I find particularly interesting about Oracle’s approach is that testing isn’t positioned as something you do at the end of a project. It’s presented as an ongoing discipline that supports the entire lifecycle of an agentic application. ATLAS can generate scenarios, replay real business data, evaluate workflow paths and assess whether outcomes remain aligned with expectations. It can also help organisations compare models, optimise performance and identify areas where improvements may be required. That feels less like traditional software testing and more like continuous validation. Given the pace at which AI technologies evolve, I think that’s exactly the right mindset.

Trust is difficult to establish when nobody understands how a system reached a particular conclusion. This has been one of the most common concerns surrounding AI since the earliest machine learning solutions. People are often willing to accept recommendations. They are far less willing to accept recommendations they cannot understand. This is where debugging and observability become incredibly important.

Oracle’s debugging capabilities allow builders to inspect workflow execution, pause processes, review variables, replay previous executions and compare the impact of changes made to prompts or configuration settings. Previous runs can be analysed and replayed, allowing organisations to investigate why a particular outcome occurred.

Whilst this might initially sound like a feature aimed at developers, its significance extends much further. If an employee questions a recommendation, you need to understand how it was generated. If a customer challenges an outcome, you need to explain the reasoning. If a process isn’t producing the expected results, you need to identify why. You can’t improve what you can’t see. And you can’t build trust in something that behaves like a black box.

Whenever I discuss AI with customers, security inevitably enters the conversation. And rightly so. AI systems frequently require access to business data, enterprise systems and organisational processes. The more valuable the AI becomes, the more important it is to ensure access remains appropriately controlled.

Oracle’s approach incorporates multiple layers of security and governance, including role-based access controls, instruction guardrails, detection mechanisms designed to identify unsafe inputs, encryption and enterprise identity management. Access to connectors, enterprise data and AI capabilities sits within the wider security model provided by Fusion Applications.

I think this is one of the biggest differences between consumer AI and enterprise AI. Consumer AI often focuses on capability. Enterprise AI must focus equally on control. The most useful AI in the world becomes a liability if organisations cannot manage who can access it, what it can see or how it behaves.

The word governance often sounds bureaucratic. It conjures images of policies, committees and governance meetings. In practice, good governance is simply about ensuring technology behaves in a way that organisations are comfortable with.

Oracle’s governance framework includes guardrails, policy enforcement, role-based security controls and centralised management capabilities designed to help organisations maintain oversight of their AI estate. AI can be constrained by rules, escalation paths, approved tools and runtime controls defined by the organisation.

What I particularly like about this approach is that governance isn’t being added after the fact. It’s part of the architecture. As organisations move from isolated AI experiments to broader adoption, I suspect governance will become one of the most important differentiators between successful and unsuccessful implementations. Not because it’s exciting. But because it enables scale.

One of the questions organisations increasingly ask is not just what happened, but how did it happen? If an AI recommendation influenced a business decision, could somebody review that decision six months later? If an agent triggered an action, can the organisation identify who initiated it, what information was used and what approvals were obtained? These questions are becoming increasingly important, particularly in regulated industries.

Oracle’s auditability and traceability capabilities are designed to address this challenge. Agent actions, tool invocations, data access, approvals and execution paths are captured automatically, allowing organisations to reconstruct historical activity and understand exactly how outcomes were reached. Audit information aligns with existing Fusion governance and retention approaches. For many organisations, this level of transparency will be essential. Trust isn’t simply about accuracy. It’s about accountability.

When AI demonstrations are shown at conferences or webinars, it’s easy to focus on the intelligence. The recommendations. The conversations. The automation. But real-world deployment requires something more. It requires confidence. Confidence that the solution behaves consistently. Confidence that it can be secured. Confidence that it can be governed. Confidence that it can be tested, monitored and improved over time.

That’s why I think capabilities such as testing, debugging, security, governance and auditability deserve far more attention than they often receive. They’re not the features that generate the loudest applause. They’re the features that make long-term adoption possible.

As AI Agent Studio continues to evolve, I think we’ll see increasing focus on the operational realities of enterprise AI. Not just how quickly agents can be built. But how effectively they can be managed. Not just how intelligent the outcome is. But how confidently organisations can depend upon it. Because ultimately, enterprise AI isn’t simply about creating capabilities. It’s about creating confidence. And in many cases, confidence will prove far more valuable than intelligence alone.

In the next article, I’ll return to the design of Agentic Apps themselves and explore what separates a genuinely useful Agentic App from one that simply showcases impressive technology.

Please note that all screenshots are the property of Oracle and are used in accordance with Oracle’s Copyright Guidelines.

Trust Before Intelligence: What Enterprise AI Really Needs

Whenever I speak to customers about AI, the conversation often follows a familiar pattern. We start by discussing possibilities. We explore use cases. We talk about the potential benefits. We look at how AI might streamline processes, surface insights or improve decision making. Then, sooner or later, somebody asks the question that matters most. “How do we know we can trust it?” It’s a fair question.

In fact, I would argue it’s the question organisations should be asking before they worry about models, prompts or agents. Because whilst intelligent systems can generate excitement, trust is what determines whether they ever make it into production.

Over the past few years, we’ve seen organisations experiment extensively with AI. Many have built prototypes. Others have run proofs of concept or adopted individual AI-powered features. The challenge isn’t generating interest. The challenge is moving from experimentation to everyday business use. That’s where Oracle’s approach to AI Agent Studio becomes particularly interesting.

The more time I spend exploring the platform, the more convinced I am that Oracle’s biggest investment isn’t in creating more intelligent agents. It’s in creating an environment where organisations can trust those agents to operate safely, consistently and responsibly. Trust, governance and enterprise controls are built into the platform from the outset rather than being treated as optional extras.

One of the misconceptions surrounding AI is that success means removing people from the process entirely. Personally, I don’t think that’s what most organisations want. There are certainly activities that can be automated. Administrative tasks, repetitive actions and routine processes are all obvious candidates. But many business decisions still require accountability, judgement and context. Approving a significant payment. Making a hiring decision. Authorising a contract change. Managing a supplier dispute. These are decisions people are expected to own.

Oracle’s Human Approval capability reflects that reality by allowing approval stages to be introduced directly into agentic workflows. Approvals can be routed through established business processes, delivered through multiple notification channels and paused until a decision has been made. Once approval is received, the workflow can continue without losing context or progress.

I see this less as a restriction and more as a confidence-building mechanism. The goal isn’t to remove people. The goal is to ensure people focus on the decisions that genuinely require human judgement whilst allowing automation to handle everything else. That’s a much more realistic vision of enterprise AI.

One of the challenges with generative AI is that it isn’t designed to be deterministic. Ask a large language model to summarise a document and you may receive slightly different wording each time. That’s perfectly acceptable in many situations. But not all business decisions fall into that category.

There are areas where organisations expect exactly the same answer every time. Benefits eligibility. Compensation calculations. Compliance rules. Financial policies. Contractual obligations. These are not decisions where approximation is acceptable.

This is where Oracle’s Policy Models become particularly interesting. Rather than relying solely on AI reasoning, organisations can define policies that execute as deterministic functions. These policies can be generated from business documents, validated through testing and reused across multiple workflows, helping ensure critical business rules are applied consistently.

I think this is one of the most important capabilities within AI Agent Studio. Not because it’s particularly exciting. But because it addresses one of the biggest concerns organisations have about AI. Consistency. Most business leaders are comfortable allowing AI to generate recommendations. They’re far less comfortable allowing AI to interpret policy differently from one situation to the next. Policy Models create a clear separation between reasoning and rules. The AI can help understand the situation. The policy ensures the organisation’s rules are applied correctly.

If there’s one theme that runs through almost every successful technology implementation I’ve experienced, it’s predictability. People trust systems when they understand how they behave. They trust systems when outcomes are consistent. And they trust systems when they know there are controls in place if something goes wrong. That’s why I find Oracle’s approach to approvals and policy enforcement so interesting.

Together, they acknowledge a simple reality: not every decision should be automated, and not every decision should rely entirely on AI. Some decisions benefit from human judgement. Some decisions require strict adherence to business rules. The most effective enterprise AI environments understand the difference.

Rather than forcing organisations to choose between complete automation and complete human control, Oracle appears to be creating a middle ground where AI can assist, recommend and accelerate, whilst governance mechanisms ensure oversight remains where it’s needed. For many organisations, I suspect this balance will prove critical to adoption.

When conversations about AI take place in boardrooms, they’re rarely centred around prompts, models or workflows. They’re centred around risk. Can we trust the recommendations? Can we explain the decisions? Can we maintain control? Can we govern the process? These questions are entirely reasonable. In fact, they’re probably more important than the technology itself. An incredibly intelligent system that nobody trusts will never deliver value.

A well-governed system that people are confident using can transform the way decisions are made. That’s why I think human oversight and deterministic controls deserve more attention than they’re often given. They’re not barriers to innovation. They’re enablers of adoption.

As organisations continue moving from AI experimentation to AI deployment, I believe we’ll see increasing focus on trust alongside intelligence. The organisations that gain the greatest value from AI won’t necessarily be those with the most advanced models. They’ll be the ones that strike the right balance between automation, governance and human judgement. Because ultimately, enterprise AI isn’t really about replacing decisions. It’s about helping people make better ones.

In the next article, I’ll look at another essential piece of the puzzle: how organisations can test, validate and secure AI solutions before they reach production, and why capabilities such as simulation, debugging, auditability and governance may prove just as important as the intelligence itself.

Please note that all screenshots are the property of Oracle and are used in accordance with Oracle’s Copyright Guidelines.

Beyond the Agent: What Really Powers AI Agent Studio

One of the challenges with talking about AI Agent Studio is that the name can be slightly misleading. People hear the word agent and immediately picture a chatbot, a large language model, or an automated assistant. Whilst those are certainly part of the story, they’re only a small part of it. After spending time exploring Oracle’s latest AI Agent Studio capabilities, I’ve become increasingly convinced that the most important thing Oracle is building isn’t actually the agents themselves. It’s everything around them.

Enterprise AI isn’t difficult because AI models are difficult. Enterprise AI is difficult because organisations need systems that are secure, governed, reliable, testable and capable of operating at scale. Oracle’s latest vision for Agentic Applications reflects this, positioning agents as just one layer within a much broader framework that includes orchestration, security, governance, testing, approvals, connectors and enterprise context. That’s a very different proposition from simply deploying a chatbot.

One of the concepts Oracle talks about repeatedly is the idea of Agentic Applications rather than individual agents. An individual agent can reason, recommend and generate content. An Agentic Application brings together agents, workflows, data, approvals, security controls and user experiences to deliver a specific business outcome. Oracle describes these applications as teams of specialised agents working together to achieve business objectives and deliver measurable outcomes. I think that’s an important distinction.

Most business challenges aren’t solved by a single person working alone. A recruitment process doesn’t rely entirely on HR. A supplier issue isn’t owned solely by Procurement. A financial review often involves multiple stakeholders bringing different expertise and perspectives. The same principle applies here.

Rather than building one all-knowing agent that attempts to handle everything, organisations can create specialist agents focused on particular domains, responsibilities or business processes. Oracle’s architecture explicitly supports specialised agents working as coordinated teams, allowing organisations to break complex business challenges into smaller, more manageable areas of expertise. That may sound like a technical design choice, but it’s actually a business one. The clearer an agent’s purpose, the easier it becomes to build trust, establish accountability and continuously improve performance.

Whenever I speak to customers about AI, I often encounter the assumption that there are only two types of people involved: business users and developers. The reality is far more nuanced. Oracle’s latest AI Agent Studio experience recognises this by providing a spectrum of builder experiences, ranging from no-code and conversational design through to full pro-code development using tools such as VS Code, command-line interfaces and source-controlled development workflows.

Business users can describe outcomes in natural language, whilst developers retain full control when required. I think this approach reflects how successful transformation projects actually work. The people closest to a business challenge are often best positioned to understand the outcome they’re trying to achieve. The people responsible for architecture, security, integrations and governance are best positioned to ensure solutions can operate safely and reliably at enterprise scale. Neither group can solve the problem effectively in isolation. By supporting different types of builders, Oracle appears to be acknowledging that enterprise AI is as much about collaboration as it is about technology.

One of the biggest differences between consumer AI and enterprise AI is context. Public AI tools are incredibly capable, but they generally know very little about your organisation. They don’t understand your policies, your data, your approval processes or your business rules. Enterprise AI becomes valuable when it can work within the context of the organisation it serves.

Oracle’s architecture places significant emphasis on enterprise knowledge, business objects, connectors, policies and organisational context. Agents can be grounded in enterprise content, connected to external systems, and informed by the processes and data that already exist within Fusion Applications.

Why does that matter? Because business decisions rarely rely on a single source of truth. An HR recommendation might depend on employee records, compensation history, learning activity and organisational policy. A procurement recommendation could depend on supplier performance, contract information, delivery schedules and financial exposure. A project management decision may require information from staffing, budget, risk and operational systems. The more context an agent can access responsibly, the more useful it becomes. Without context, intelligence quickly loses value.

One of the most interesting additions to AI Agent Studio is the introduction of Policy Models. This capability addresses a challenge that many organisations have been struggling with since generative AI entered the mainstream. What happens when a decision must be correct every single time? There are many situations where approximation simply isn’t acceptable. Benefits eligibility. Financial calculations. Regulatory compliance. Contractual obligations. Compensation rules.

Oracle’s answer is Policy Models. These allow organisations to upload source policy documents, generate executable policy functions, validate them using test cases and then invoke them within workflows as deterministic decision-making components. Policy logic becomes reusable, consistent and centrally managed rather than being recreated repeatedly across multiple workflows.

Personally, I think this is one of the most significant capabilities Oracle has introduced. Not because it’s particularly exciting. But because it addresses one of the most common concerns organisations have about AI. Trust. Many business leaders are comfortable allowing AI to summarise information or suggest recommendations. They’re less comfortable allowing AI to interpret regulatory rules or apply financial calculations inconsistently.

Policy Models create a clear separation between reasoning and rules. The AI can help understand the situation. The policy ensures the decision follows the organisation’s defined rules. I suspect that distinction will become increasingly important as organisations move from experimentation to production use cases.

One message came through strongly when reviewing Oracle’s latest direction for AI Agent Studio. Enterprise AI is moving beyond experimentation. Oracle talks about AI Agents becoming operational centres within deployable business applications, supported by trust, governance, integration, reliability and business context.

The focus is shifting from individual AI capabilities towards complete systems that can safely execute work and deliver outcomes. I think that’s exactly where the industry needs to go. Most organisations aren’t looking for another AI demonstration. They’re looking for solutions to real business problems. They want to improve employee experiences. Reduce risk. Accelerate decision-making. Increase efficiency. Improve service delivery. That’s not achieved through agents alone.

It’s achieved through combining intelligence, governance, data, approvals, security and business processes into a cohesive solution. And that’s what makes Oracle’s current direction particularly interesting. The conversation is no longer about whether AI can generate a response. It’s about whether AI can operate responsibly within the realities of an enterprise environment. For me, that’s where the real story begins.

In the next article, I’ll explore another critical aspect of enterprise AI: trust. Specifically, how testing, approvals, governance, security and auditability are helping organisations move from AI experimentation to AI they can confidently rely on every day.

Please note that all screenshots are the property of Oracle and are used in accordance with Oracle’s Copyright Guidelines.

Oracle Payables Agent: The Licensing and Security Questions Everyone Is Asking

When Oracle talks about the future of touchless Accounts Payable, most of the attention naturally goes to AI-powered invoice processing, anomaly detection and automation. What I’m finding in customer conversations, though, is that the first questions are rarely about functionality. They’re usually much more practical.

Is Payables Agent included in my existing licence? Do I need additional subscriptions for Document IO? Will this consume AI Units? How do I secure it? And how will all of this fit alongside the Agentic Apps Oracle keeps talking about?

The answers aren’t always obvious, particularly now that Oracle has introduced Document IO, Compliance and Control, new Redwood experiences and an expanding portfolio of AI services. In this article, I’ll walk through the areas that seem to generate the most confusion and explain what customers should understand before they start implementing Payables Agent.

One of the biggest misconceptions is that Payables Agent is somehow the same thing as Oracle’s broader Agentic AI strategy. It isn’t. Payables Agent is focused on invoice processing. Its purpose is to extract information from invoices, identify exceptions, apply controls and help AP teams move towards exception-based processing. The Agentic Apps Oracle has been demonstrating are designed to tackle a different problem, helping users make decisions and drive business outcomes rather than simply automating transaction processing.

That distinction matters because customers are often concerned that adopting Payables Agent today could mean investing in something that will soon be replaced. Oracle’s messaging has been fairly consistent here. Payables Agent remains part of the Fusion roadmap and sits alongside, rather than underneath, the broader Agentic Apps strategy.

The second area that causes confusion is Document IO. For organisations using invoice imaging, Document IO is now the default invoice recognition engine. The functionality itself is straightforward enough, but the licensing position is something worth validating before implementation begins.

I’ve already seen customers assume that because Payables Agent is part of their Fusion estate, everything associated with invoice recognition must be included too. That isn’t necessarily the case. Depending on your commercial arrangement and the services you’re using, additional subscriptions may be required for document recognition and imaging workloads.

My advice is simple: don’t leave this conversation until go-live. Confirm your position early, particularly if PDF invoice processing forms a significant part of your AP operation. It’s much easier to address licensing questions during design than during deployment.

Whenever Oracle introduces a new AI capability, the next question is almost always about consumption and cost. The good news is that Payables Agent isn’t currently positioned as a major AI Unit consumer. Document IO and invoice processing use Oracle’s basic AI capabilities rather than the enhanced models that drive some of Oracle’s more advanced AI services.

That’s reassuring for customers who are trying to understand and manage AI Unit consumption across multiple Fusion modules. However, Oracle’s licensing documentation continues to evolve, so it remains important to validate assumptions against the current service descriptions rather than relying on historic guidance.

The most successful implementations I’ve seen tend to treat security as a design activity rather than a technical task completed at the end of a project. Payables Agent introduces new capabilities around document training, compliance configuration, exception management and operational monitoring. Not every user should have access to all of those functions.

For example, the people responsible for training document extraction models may not be the same people who maintain compliance policies. Similarly, those investigating invoice exceptions may not need access to the controls that govern how anomalies are detected in the first place. Oracle’s newer Redwood experience and consolidated duty roles make this easier than it has been in previous releases, but organisations still need to think carefully about who should own each responsibility.

What I find particularly interesting is that AI governance often becomes more important than technical configuration. Giving someone access to train extraction models sounds relatively harmless until you realise they’re influencing how future invoices will be interpreted. Allowing users to modify compliance policies sounds straightforward until those policies begin driving accounting decisions, tax determinations or project coding.

As organisations adopt more AI-enabled functionality within Fusion, governance becomes increasingly important. Who approves changes? Who reviews model performance? Who monitors recognition accuracy? And who is accountable when exceptions occur? Those questions are often more difficult than the technical implementation itself.

Another reason to get security right now is that Payables Agent is unlikely to be the final stop on Oracle’s AI journey. As Agentic Apps become available across Fusion, many organisations will find themselves managing multiple AI-enabled services with different responsibilities, different user communities and potentially different control requirements. Building a strong governance model today gives organisations a foundation they can reuse as those additional capabilities arrive.

The technology behind Payables Agent is impressive, but most implementation challenges won’t come from invoice recognition or anomaly detection. They’ll come from licensing assumptions, security design and governance decisions. Customers that take the time to understand those areas early tend to have a smoother implementation experience and a clearer path towards the touchless AP model Oracle is aiming for.

If you’re planning a Payables Agent implementation, I would spend as much time understanding the licensing and security model as you do exploring the functionality itself. Both are essential if you want to move from a successful proof of concept to a production-ready solution.

Please note that all screenshots are the property of Oracle and are used in accordance with Oracle’s Copyright Guidelines.